Credit Risk Management Software

Take control of your commercial credit risk management and improve your results

Commercial credit risk management software makes it easier for companies to centralise commercial lending information in a single web-based platform that includes borrower entity structure, loan approval data, financial statements analysis, credit risk grading, balance and arrears information and reporting.

Module Showcase Protecht.CCRM

Central Libraries
Central Libraries

Central Libraries

The central libraries allow business unit, credit analysis and categorisation of information to be structured as you require.

Registers
Forms and Registers

Forms and Registers

The dynamic form technology allows flexible design of any register to capture a borrowers company information, leads, applications and scoring models.

Compliance
Compliance

Compliance

The compliance module generates checklists for credit analysts on key processes with automated notification, escalation and aggregation of responses.

Reviews
Hindsight Reviews

Hindsight Reviews

Capture hindsight reviews in a central system allowing greater visualisation of findings and volume of audits performed.

Covenant Monitoring
Covenant Monitoring

Covenant Monitoring

Capture and monitor covenants on key loan contracts and set triggers, limits and escalation reporting.

Notifications
Workflow Notifications

Workflow Notifications

Trigger workflow emails and escalations to the right people and the right business units.

Features

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Flexible borrower structure

Easy view of subsidiaries, trusts and related entities.

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Flexible financial statements

Design balance sheet and profit and loss structures to meet your requirement.

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Ratio builder

Build any type of ratio into your application process.

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Covenant monitoring

Monitor key covenants with borrowers automatically.

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Credit applications centralised

All applications in a central system that are workflowed across multiple credit departments for review and approval.

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Credit risk grading

Risk scoring model that can be tailored specifically for the requirements of your industry.

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Portfolio monitoring

Analytics engine provides stunning visualisation of portfolio information including LVR, concentration and exposure by score.

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Flexible states and workflow rules

Design your own transition states and workflow rules for the approval process.

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Powerful launchpads

Design role based launchpads for key statistics/trends on approvals, actions, etc.

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Analytics

Fully integrated Business Intelligence tool allowing advanced analytics, dashboards and reports.

Key usage?

  • approvals iconCommercial credit risk portfolio monitoring.
  • approvals iconCredit risk scoring.
  • approvals iconEntity structure and corporate details.
  • approvals iconApplication creation and approvals.
  • approvals iconStreamlining documentation in the credit process.
  • approvals iconHindsight reviews.
  • more icon...and more!

Article

bing

Maintenance and improvement of credit risk management practices by banks and lenders have become a top priority. Let us share with you some tips to improve lender's insights into credit risk and take appropriate measures to maximise the risk/return profile. An article written by Bing Jiang, Risk Advisor at Protecht.

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