Commercial credit risk management software makes it easier for companies to centralise commercial lending information in a single web-based platform that includes borrower entity structure, loan approval data, financial statements analysis, credit risk grading, balance and arrears information and reporting.
The central libraries allow business unit, credit analysis and categorisation of information to be structured as you require.
The dynamic form technology allows flexible design of any register to capture a borrowers company information, leads, applications and scoring models.
The compliance module generates checklists for credit analysts on key processes with automated notification, escalation and aggregation of responses.
Capture hindsight reviews in a central system allowing greater visualisation of findings and volume of audits performed.
Capture and monitor covenants on key loan contracts and set triggers, limits and escalation reporting.
Trigger workflow emails and escalations to the right people and the right business units.
Easy view of subsidiaries, trusts and related entities.
Design balance sheet and profit and loss structures to meet your requirement.
Build any type of ratio into your application process.
Monitor key covenants with borrowers automatically.
All applications in a central system that are workflowed across multiple credit departments for review and approval.
Risk scoring model that can be tailored specifically for the requirements of your industry.
Analytics engine provides stunning visualisation of portfolio information including LVR, concentration and exposure by score.
Design your own transition states and workflow rules for the approval process.
Design role based launchpads for key statistics/trends on approvals, actions, etc.
Fully integrated Business Intelligence tool allowing advanced analytics, dashboards and reports.
Complete service provider – end to end solution covering training, advisory services and credit risk management software.
Risk professionals support the entire project to enhance the risk framework. Partners in risk.
Improve processing and remove key person risk.
Analytics engine delivers the right reports to all levels of management and committees.
Simple and intuitive to use.
Maintenance and improvement of credit risk management practices by banks and lenders have become a top priority. Let us share with you some tips to improve lender's insights into credit risk and take appropriate measures to maximise the risk/return profile. An article written by Bing Jiang, Risk Advisor at Protecht.